Fixer Upper into your DREAM Home with Instant Equity!

For years I have been working with hedge funds and real estate investment groups identifying properties that bring in great profits. Now let me put my experience to work for you. Below-market properties with great equity potential!

Whether you are buying a house that needs a lot of renovation, or a house that maybe just needs new flooring and appliances, there is an FHA program perfect for you! I can help bring it all together for you from the lender to the contractor. Let’s talk!


Peter A. Daniel, REALTOR®
EXIT Realty Seybold Brokers
(407) 494-4258
#myrealtorpete #FHAfixerUPPER


FHA Fixer Upper!

Did you know you can purchase a home, fix it up the way you want to, simply and easily, with just a 3.5% down payment?

Special FHA program! This is NOT a sweat equity program. This is my specialty and I can help you find these homes all over Central Florida, connect you with a qualifying lender and the right contractor to do the work. Let’s talk!

Peter A. Daniel, REALTOR®
EXIT Realty Seybold Brokers
(407) 494-4258
#myrealtorpete #FHAfixerUPPER

Good Neighbor Next Door – Half Off Homes!

The U.S. Department of Housing and Urban Development (HUD) wants to strengthen America’s communities. The Good Neighbor Next Door Program offers HUD owned single family (one-unit) homes to eligible participants at a 50% discount.

Below is from

Q&A: Good Neighbor Next Door Sales

Question: What Is the Good Neighbor Next Door (GNND) Sales Program?

Answer: HUD wants to strengthen America’s communities. The Good Neighbor Next Door Program offers HUD owned single family (one-unit) homes to eligible participants at a 50% discount.

Question: Am I Eligible for the GNND Sales Program?

Answer: Law enforcement officers, teachers and firefighters/emergency medical technicians who meet all other requirements of the program are eligible to purchase an available home.

Question: How Much of a Discount Can I Get on a HUD Home?

Answer: You can get a 50 percent discount off the HUD appraised value. For example, if HUD lists a home at $100,000, you can buy it for $50,000, provided you occupy the home as your personal residence for the required occupancy period. If you qualify for any FHA-insured mortgage program, your downpayment is only $100 and you may finance closing costs.

Question: What Kind of Mortgage Financing Do I Need?

Answer: You may use FHA, VA, or conventional mortgages, or cash. HUD requires you to sign a Second Mortgage and Note on the discounted amount (which is $50,000 in the example above). No interest or payments are required on this “silent second” mortgage if you live in the home for the entire 36 month occupancy period. You may be required to pay a pro-rata portion of the discount to HUD should you fail to fulfill the three year occupancy requirement.

Question: What is the Occupancy Period?

You must live in the home as your sole residence for a full 36 months. The purpose of the program is to strengthen communities by encouraging employed, professional law enforcement officers, teachers and firefighters/emergency medical technicians to live in the community. You will have 30, 90 or 180 days to move into the home you purchase, depending on HUD’s determination of the condition of the home and the level of repairs that may be required, if any. The 30th, 90th or 180th day is the start date for the occupancy period. You are released from all obligations under this program at the end of the 36th month following the start date. HUD views the occupancy obligation seriously and vigorously pursues violators to the fullest extent of the law.

Question: What Is an FHA Rehabilitation Mortgage and How Can It Help Me Buy a HUD Home?

Answer: The FHA 203(k) mortgage program helps homebuyers buy a home and have enough money to rehabilitate or repair it. Repairs must cost more than $5,000. The cost of the repairs and the mortgage are combined into a single monthly payment. Consider FHA’s 203(b) program if needed repairs are under $5,000.

Discuss these financing options with your lender!

Question: Can I Sell the GNND Home after 3-years and Keep the Profit?

Answer: Yes. After you live in the GNND home 3 years, you can sell the home and keep any equity and/or appreciation.

Question: Do I Have to Use a Real Estate Broker or Agent to Buy a GNND Home?

Answer: Yes.

Question: Do I Have to Be a First Time Homebuyer to Take Advantage of the Program?

Answer: No. However, you may not own any other residential real property at the time you submit your offer to purchase a home; and for one year previous to that date. For example, if you submit an offer to purchase a home on August 1, 2007, you may not have owned a home during the period from July 31, 2006.

Question: Where Are These Homes Located?

Answer: The HUD homes are located in designated Revitalization Areas. There are hundreds of Revitalization Areas located in the United States.

Question: Does HUD Provide a Home Warranty?

Answer: No. All GNND homes are sold “as is,” without any kind of warranty.

Question: Can I Buy Multiple Unit Properties (E.g., Duplexes, Triplexes, Etc.) through the Officer Next Door Program?

Answer: No. You can only buy a single-unit home, townhouse, or condominium through the GNND Program.

Question: Do I Have to Pay Earnest Money or Other Deposits in Order to Submit a Contract for a GNND Home?

Answer: Yes. The amount of the earnest money deposit required is an amount equal to one percent of the list price, but no less than $500 and no more than $2,000. HUD considers all offers to be a commitment to purchase a home if you are awarded the sale. Therefore, please carefully consider your offer and be aware of HUD’s policy on earnest money as stated here: If an offer is accepted, the earnest money deposit will be credited to the purchaser at closing. If the offer is rejected, the earnest money deposit will be returned. Earnest money deposits are subject to total forfeiture for failure of the participant to close a sale.

Question: Can I Bargain with HUD on the Price of a GNND Property?

Answer: No. You must offer the exact HUD list price when bidding on any GNND property. Then you get a 50 percent discount off of that list price.

Question: What if I Leave the employment, that made me eligible, for Any Reason, during the Mandatory 3-year Residency Period?

Answer: Nothing happens, but you must continue to live in the home for the full 36-month mandatory occupancy period. If you move out of the GNND home, you will have to repay HUD on a prorated schedule. In addition, you must certify that it is your good faith intention to remain employed as a law enforcement officer, teacher or firefighter/emergency medical technician for one year beginning with your purchase. Do no attempt to participate in the program if you know in advance that you will not be employed as required for at least one year.

Question: Some Agencies Have Other Homebuying Programs. Can the GNND Program Work in Conjunction with These?

Answer: Yes, as long as you can meet all the GNND program rules while participating in these other programs.

Question: What Happens if a Participant Fails to Honor the 3-year Occupancy Requirement?

Answer: HUD can demand repayment of the discounted amount on a prorated basis. That means you would have to repay 1/36th of the discount you received for each month that you did not occupy the home. HUD also may initiate administrative sanctions including, but not limited to, barring the GNND purchaser from participating in any HUD/FHA programs, as well as other federal programs. In any case of fraud or abuse, HUD will refer the case to HUD’s Office of the Inspector General for investigation and possible criminal prosecution. HUD may also notify the GNND purchaser’s employing agency. Criminal prosecution and conviction for fraud and abuse concerning the GNND Program can result in a fine of up to $250,000 and/or two years in federal prison.

Question: How Does HUD Enforce the 3-year Residency Requirement?

Answer: The participant must certify he or she is living in the GNND home as a sole residence at the time of purchase and each year after that. HUD can conduct spot checks to make sure the GNND home is your sole residence at any time during the 3-year period. You also must sign a note and mortgage for the discount amount. HUD may foreclose this mortgage if you do not comply with the 36-month occupancy requirement.

Question: I already purchased a home under the GNND Program. Where can I get information about my second mortgage?

Answer: Information is available on the Good Neighbor Next Door Mortgages page.

Question: Where can I get additional information?

Answer: Please call the FHA Resource Center.

Lease Back Opportunity!

Central Florida luxury home builder is making 1 of 2 inventory homes available as a lease back purchase. Both homes are the same floorplan. The difference between the 2 properties are location in the community, upgrades and bedroom count. The builder will continue to use the home as a partially furnished model.



The community is located minutes away from A-rated schools, world-class Winter Garden Village shopping, charming downtown Winter Garden restaurants, Disney World, and Orlando’s major expressways.

There are a total of 49 lots in phase one – 21 sold, 28 remaining. In the second phase, which it is estimated sales will begin in roughly 12-18 months from now, there will be another 9 lots to built on. No new models are planned to be built for the future phase.


  • 5 Bedrooms, 5.5 Baths, 3-Car Garage
  • 4,200 SF Air Conditioned; 5,560 SF Total
  • 2 Master Bedrooms – 1 Down & 1 Up
  • KitchenAid® Appliances
  • Theater Room w/Wet Bar
  • Rough-In for Summer Kitchen
  • Oversized Homesite




  • 6 Bedrooms, 5.5 Baths, 3-Car Garage
  • 4,200 SF Air Conditioned 5,560 SF Total
  • 2 Master Bedrooms – 1 Down & 1 Up
  • Viking® Appliances
  • Theater Room w/ wet bar
  • Summer Kitchen
  • Private Conservation Lot, Adjacent to Retention Pond


For more information regarding terms, market analysis, available financing options, and to secure your position for this opportunity, please complete the form below.

Thank you for your interest!

Please send more information about this lease back opportunity!

Help After The Storm

Many in Florida are reeling from the impact of hurricane Irma. Life was disrupted and the rebuilding must go on. While some lost their homes, others lost their ability to earn a living. In response to this, many creditors are offering assistance to help you “get back on track.”

Did you know many creditors are offering deferment on certain existing consumer loan payments? While the impact to my business was not significant, I was able to contact my auto loan financing company and they gave me “a break” on my payments due for the next 60 days. The payments were moved to the end of the loan agreement. Interest still accrues but it certainly does help with my cash flow to take care of more pressing matters.

Contact your creditors (auto, utilities, credit card, cell phone, etc.) and ask them what type of assistance they are offering to those impacted by the hurricane. Be cautious however of a forbearance agreement with your mortgage company. While they may give you a pause on payments due for say 90 days, they will expect you to be caught up with all your payments by the end of that period.

Please pass this on or share this post to help reach those who greatly need help.

Brand New Davenport Homes Under $250k!

There are currently 44 brand new homes available in the Davenport area priced below $250,000. Some of these have already begun the construction process and can be finished in the next 30-60 days. There are VERY FEW homes completed that haven’t already been sold. As the year winds down, many builders are also offering great incentives to reduce your closing costs. So don’t delay, contact me today to see what you qualify for and find your perfect home!

Allow Me To Introduce Myself

Peter Daniel (a.k.a. “My Realtor Pete) with EXIT Realty Seybold Brokers, a 14-year veteran of the residential, investment and commercial real estate industries, has earned notable distinction as one of Central Florida’s leading real estate professionals, defined by his hard work, honesty, comprehensive market knowledge and unwavering commitment to his clients’ success.

Peter was born and raised in Cincinnati Ohio and after college moved to Columbus Ohio to begin his exciting career as an entrepreneur. Always desiring to be more than just an employee, Peter has started and been involved with several businesses in various industries including marketing, professional development and recruiting, and real estate finance and sales.

His parents met when his father was stationed with the Air Force in Taiwan. Soon afterward, his mother immigrated to the United States and they were married. His mother worked full-time from home – an independent contractor seamstress for a men’s clothing store. Week in and week out, she would work 18 hours a day and still have time to run the house and cook for the family. When his father would return home from his day job in corporate America, he would assist his wife with her work activities late into the evening. Peter gives credit for his self-motivating and tenacious attitude to his parents who instilled in him the value of hard work.

Anchored by his devotion to God, Peter’s strong family values and high ethical standards are ideally aligned with his clients. Peter is also very active in his local community, serving as a minister and Captain of Security and Protection Services at Ambassador for Christ Global Ministries.

“My goal is to provide you unparalleled value and service so that when you come across someone looking to buy, sell, or lease purchase a home, you will tell them ‘You need to work with My Realtor Pete!’


How Long Will Your House Last?

While all components of a house are not the same, each has an expected duration of time to function efficiently. The attached guide will hopefully provide you some insight for possible repairs or improvements. And if you want to get an idea of what your home is worth in it’s current condition, give me a call and I will be happy to provide a comprehensive analysis of market value.

Lake Nona Area – REDUCED $30,000!!!

FOR SALE: $324,464 $295,104

Don’t miss your opportunity to own this brand new 3 bedroom, 2 bath POOL home near Lake Nona. Just reduced for a  quick sale, this extra functional floor plan an open kitchen with stainless steel appliances and large work island for prepping meals. The large great room with access to the covered lanai for easy entertaining. The gorgeous private pool offers a nice place to relax and cool down.


  • 2,000 square feet
  • 2-car garage
  • 3 bedroom, 2 bathroom


  • Advanced thermostat
  • ENERGY STAR® Certified Appliances
  • Energy efficient lighting
  • Low-E windows
  • Spray foam insulation